JUST REDUCED TO $435,000 - PRICED BELOW APPRAISED VALUE WITH APPRAISAL IN HAND! Located in the highly sought-after North River Ranch community in Parrish, Florida, 11447 Gallatin Trail is a 2022-built water-view home offering 3 bedrooms, 2.5 bathrooms, 2,391 square feet, a first-floor home office, oversized upstairs bonus loft, and more than $60,000 in major upgrades already completed and paid for. The seller is also offering a $10,000 concession, and furnishings are negotiable for buyers looking for an easy move-in opportunity. Two of the biggest upgrades are already done: whole-house impact glass and a paid-off 8.1kW solar system with battery backup. Impact windows are installed throughout the home, while the front entry door and French doors leading to the screened lanai are also impact rated. The HVAC system features a soft-start system designed to allow the AC to operate from the solar battery during an outage-an especially valuable feature for Florida homeowners. Inside, the open-concept great room flows into the kitchen and features an electric fireplace surrounded by custom lighted built-in shelving. The kitchen offers granite countertops, subway tile backsplash, breakfast bar seating, an oversized walk-in pantry, and Samsung appliances including an induction range. Upstairs, the oversized loft provides flexible additional living space and can easily function as a media room, game room, home gym, playroom, or second family room. The spacious primary suite includes a large walk-in closet and an ensuite bathroom with a soaking tub and separate walk-in shower. Additional upgrades include R-38 insulation in the attic and garage, epoxy garage flooring, EV charger, belt-drive garage door opener, DC ceiling fans throughout the interior and screened lanai, dimmer switches, video doorbell, front and rear security cameras, in-wall pest control system, rain gutters, Samsung washer and dryer, and additional storage. Step outside to the screened lanai and enjoy peaceful water views with no home directly behind you. Palm trees have been added to the backyard, creating an i